Senior Pet Insurance | PetFirst

Senior Pet Insurance

For many dog and cat owners, finding the best pet health insurance for senior pets can be a challenge. Some pet insurance companies won’t cover senior pets, while other pet policies don’t cover some of the most common senior pet ailments, including hip dysplasia, cataracts, glaucoma, hearing loss, and periodontal disease. PetFirst is proud to offer the same great pet health insurance coverage and benefits to older pets.

SENIOR PET INSURANCE

How it Works

1

Take your senior pet to the vet

Visit any licensed vet, emergency clinic or specialist in the US. There's no network of providers to worry about.
2

Send us your claim

Pay your bill at the vet, and send us your claim along with vet records and invoice from the visit.
3

Get money back quickly

PetFirst will follow-up with your vet for any missing info. Claims are processed in less than 2 weeks.

10 Common Health Conditions

Even with nine lives, senior felines still need the best cat insurance available to keep veterinary costs down. After all, just look at how many health issues they’re at risk for—and how much money policyholders save on average! No wonder senior insurance for cats is such a hit!

Condition Cost per Vet Visit Covered by PetFirst
Arthritis $255.74
Pancreatitis $955.41
Diabetes $276.39
Renal Failure $485.38
Hyperthyroidism $215.75
Liver Disease $328.86
Periodontal $417.17
Anemia $673.93
Heart Diseease $394.60
Obesity $169.40

PetFirst policyholders save hundreds each year, even thousands, on a range of different accidents and illnesses. Below is a chart of the most common ailments that PetFirst’s senior insurance for dogs covers.

Condition Cost per Vet Visit Covered by PetFirst
Arthritis $255.74
Vestibular Syndrome $508.68
Periodontal Disease $417.17
Diabetes $276.39
Blindness $348.70
Cancer $745.63
Seizures $391.42
Cataracts $473.01
Heart Disease $349.60
Renal Failure $485.38

*Based on average claims from PetFirst policyholders

Senior Pet Insurance Plan Summaries for

By always offering the best pet health insurance plans available, PetFirst can help ensure your pet's later years are the most comfortable. Our customizable senior pet insurance plans let you choose the coverage, deductible, and reimbursement that works for you.

You can broaden your coverage at any time by adding a Routine Care Rider to offset wellness expenses. Learn More

What's Covered

  • Accidents
  • Illnesses (incl. hereditary, congenital, & chronic conditions)
  • Hospitalizations
  • Surgeries
  • Diagnostic Tests
  • Exam Fees
  • X-rays
  • Ultrasounds
  • Medications
  • Holistic Care & Alternative Therapies
  • Emergency Care
  • And Much More!

After a 12-month wait period, your pet is also covered for:

  • Intervertebral Disc Disease (IVDD)
  • Anterior Cruciate Ligaments
  • Medical Cruciate
  • Posterior Cruciate Ligaments
  • Cranial Cruciate Ligaments

What's Not Covered

  • Pre-existing Conditions

    What is a pre-existing condition?

    A pre-existing condition is any injury, illness, or symptom noticed by you or your veterinarian before your waiting period has ended, even if your pet never went to see the veterinarian for it.

  • Elective Procedures
  • Expression or removal of anal glands or anal sacculitis
  • Breeding or conditions related to breeding
  • Pet food, special diet, vitamins, mineral supplements
  • Grooming costs and bathing (incl. medicated baths)
  • Parasite prevention, parasite treatment, and illnesses transmitted by parasites (incl. fleas & ticks)
  • Orthodontics, endodontics, & removal of deciduous teeth
  • Behavioral Training
  • Illness or injury which arises out of racing, coursing, commercial guarding, or organized fighting of your pet
  • Routine wellness & preventative care

    What is routing wellness and preventative care?

    This includes but is not limited to: spay/neuter, flea/tick prevention, heartworm prevention, teeth cleaning, vaccinations, routine screenings/tests, routine fecal/blood tests, and microchipping.

  • Organ Transplants
Download our easy-to-read guide to these exclusions
ABOUT PET INSURANCE

Want More Information? Here are some great resources

How Pet Insurance Works

Read More

Is Pet Insurance Worth it?

Read More

What is a Pre-Existing Condition?

Read More

How to File a Claim

Read More
View all FAQs
Customer testimonials

Obviously, insurance only comes in to play in times of strife. Needless to say, when Ladybug took a turn for the worse, I was very happy to have PetFirst behind me. Ladybug has since made a full recovery and, knock on wood, has been just fine ever since. Read More

That’s when we panicked.  I've had anaphylaxis, so we wasted no time getting her to the emergency vet.  Knowing she had pet insurance coverage made us not even think twice about rushing her to the vet. Read More

I feel that having pets is a big responsibility and I want to be sure they are well taken care of. That is why I have carried insurance on both my dogs since they were puppies. Read More

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