Dog Insurance1
You can rest easier knowing your dogs and puppies are protected with PetFirst Pet Insurance.1 Dogs and puppies of all ages and breeds are covered from nose to tail.2 We reimburse based on what you’re actually paying at the vet’s office, not what we think the treatment for specific conditions should be. Your insurance plan from PetFirst allows you to get your dog the care they need without worrying about the expensive cost of veterinary care.
DOG INSURANCE
How it Works
1
Take your dog to the vet
Visit any licensed vet, emergency clinic or specialist in the US. There's no network of providers to worry about.2
Send us your claim
Pay your bill at the vet, and send us your claim along with vet records and invoice from the visit.3
Get money back quickly
PetFirst will follow-up with your vet for any missing info. Claims are processed in less than 2 weeks.410 Common Health Conditions
Be prepared for any of the accidents or illnesses life might throw at your canine counterpart! Our customizable and affordable dog insurance plans let you choose the coverage, deductible and reimbursement that works for you.
| Condition | Cost per Vet Visit | Covered by PetFirst |
| Ear Infections | $149.30 | |
| Allergies | $234.84 | |
| Skin Infections | $175.97 | |
| Upset Stomach | $385.46 | |
| Diarrhea | $203.14 | |
| Bladder Issues | $617.17 | |
| Eye Infections | $115.45 | |
| Arthritis | $255.74 | |
| Hypothyroidism | $123.29 | |
| Sprains | $267.17 |
| Condition | Cost per Vet Visit | Covered by PetFirst |
| Parvo | $1,108.26 | |
| Distemper | $179.93 | |
| Foreign Body Ingestion | $1,060.15 | |
| Diarrhea | $203.14 | |
| Poisoning | $684.95 | |
| Patella Luxation | $409.81 | |
| Fracture | $711.51 | |
| Laceration | $397.90 | |
| Bite Wound | $491.25 | |
| Pancreatitis | $688.75 |
PetFirst policyholders save hundreds each year, even thousands, on a range of different accidents and illnesses. Below is a chart of the most common ailments that PetFirst’s senior insurance for dogs covers.
| Condition | Cost per Vet Visit | Covered by PetFirst |
| Arthritis | $255.74 | |
| Vestibular Syndrome | $508.68 | |
| Periodontal Disease | $417.17 | |
| Diabetes | $276.39 | |
| Blindness | $348.70 | |
| Cancer | $745.63 | |
| Seizures | $391.42 | |
| Cataract | $473.01 | |
| Heart Disease | $349.60 | |
| Renal Failure | $485.38 |
*Based on average claims from PetFirst policyholders
You can broaden your coverage at any time by adding a Routine Care Rider to offset wellness expenses. Learn More
What's Covered2
- Accidents
- Illnesses (incl. hereditary, congenital, & chronic conditions)
- Hospitalizations
- Surgeries
- Diagnostic Tests
- Exam Fees
- X-rays
- Ultrasounds
- Medications
- Holistic Care & Alternative Therapies
- Emergency Care
- And Much More!
After a 6-month wait period, your pet is also covered for:
- Intervertebral Disc Disease (IVDD)
- Anterior Cruciate Ligaments
- Medical Cruciate
- Posterior Cruciate Ligaments
- Cranial Cruciate Ligaments
What's Not Covered2
-
Pre-existing Conditions
What is a pre-existing condition?
A pre-existing condition is any injury, illness, or symptom noticed by you or your veterinarian before your waiting period has ended, even if your pet never went to see the veterinarian for it.
- Elective Procedures
- Expression or removal of anal glands or anal sacculitis
- Breeding or conditions related to breeding
- Pet food, special diet, vitamins, mineral supplements
- Grooming costs and bathing (incl. medicated baths)
- Parasite prevention and parasite treatment
- Illness or injury which arises out of racing, coursing, commercial guarding, or organized fighting of your pet
-
Routine wellness & preventative care
What is routine wellness and preventative care?
This includes but is not limited to: spay/neuter, flea/tick prevention, heartworm prevention, teeth cleaning, vaccinations, routine screenings/tests, routine fecal/blood tests, and microchipping.
- Organ Transplants
