Dog Insurance | PetFirst Pet Insurance

Dog Insurance1

You can rest easier knowing your dogs and puppies are protected with PetFirst Pet Insurance.1 Dogs and puppies of all ages and breeds are covered from nose to tail.2 We reimburse based on what you’re actually paying at the vet’s office, not what we think the treatment for specific conditions should be. Your insurance plan from PetFirst allows you to get your dog the care they need without worrying about the expensive cost of veterinary care.


How it Works


Take your dog to the vet

Visit any licensed vet, emergency clinic or specialist in the US. There's no network of providers to worry about.

Send us your claim

Pay your bill at the vet, and send us your claim along with vet records and invoice from the visit.

Get money back quickly

PetFirst will follow-up with your vet for any missing info. Claims are processed in less than 2 weeks.4

10 Common Health Conditions

Be prepared for any of the accidents or illnesses life might throw at your canine counterpart! Our customizable and affordable dog insurance plans let you choose the coverage, deductible and reimbursement that works for you.

Condition Cost per Vet Visit Covered by PetFirst
Ear Infections $149.30
Allergies $234.84
Skin Infections $175.97
Upset Stomach $385.46
Diarrhea $203.14
Bladder Issues $617.17
Eye Infections $115.45
Arthritis $255.74
Hypothyroidism $123.29
Sprains $267.17

Condition Cost per Vet Visit Covered by PetFirst
Parvo $1,108.26
Distemper $179.93
Foreign Body Ingestion $1,060.15
Diarrhea $203.14
Poisoning $684.95
Patella Luxation $409.81
Fracture $711.51
Laceration $397.90
Bite Wound $491.25
Pancreatitis $688.75

PetFirst policyholders save hundreds each year, even thousands, on a range of different accidents and illnesses. Below is a chart of the most common ailments that PetFirst’s senior insurance for dogs covers.

Condition Cost per Vet Visit Covered by PetFirst
Arthritis $255.74
Vestibular Syndrome $508.68
Periodontal Disease $417.17
Diabetes $276.39
Blindness $348.70
Cancer $745.63
Seizures $391.42
Cataract $473.01
Heart Disease $349.60
Renal Failure $485.38

*Based on average claims from PetFirst policyholders

Dog Insurance Plan Options2

PetFirst Pet Insurance1 plans offer robust annual benefit amount options, chronic care coverage and no lifetime or per-incident limits for dogsof all ages. You can customize your deductible and reimbursement rates so they work best for your pet's needs and your budget. Below are some of our most popular plan options, but feel free to get a quote and customize a plan that is just right for you and your dog.

You can broaden your coverage at any time by adding a Routine Care Rider to offset wellness expenses. Learn More

What's Covered2

  • Accidents
  • Illnesses (incl. hereditary, congenital, & chronic conditions)
  • Hospitalizations
  • Surgeries
  • Diagnostic Tests
  • Exam Fees
  • X-rays
  • Ultrasounds
  • Medications
  • Holistic Care & Alternative Therapies
  • Emergency Care
  • And Much More!

After a 6-month wait period, your pet is also covered for:

  • Intervertebral Disc Disease (IVDD)
  • Anterior Cruciate Ligaments
  • Medical Cruciate
  • Posterior Cruciate Ligaments
  • Cranial Cruciate Ligaments

What's Not Covered2

  • Pre-existing Conditions

    What is a pre-existing condition?

    A pre-existing condition is any injury, illness, or symptom noticed by you or your veterinarian before your waiting period has ended, even if your pet never went to see the veterinarian for it.

  • Elective Procedures
  • Expression or removal of anal glands or anal sacculitis
  • Breeding or conditions related to breeding
  • Pet food, special diet, vitamins, mineral supplements
  • Grooming costs and bathing (incl. medicated baths)
  • Parasite prevention and parasite treatment
  • Illness or injury which arises out of racing, coursing, commercial guarding, or organized fighting of your pet
  • Routine wellness & preventative care

    What is routine wellness and preventative care?

    This includes but is not limited to: spay/neuter, flea/tick prevention, heartworm prevention, teeth cleaning, vaccinations, routine screenings/tests, routine fecal/blood tests, and microchipping.

  • Organ Transplants
Download the easy to read exclusions

Want More Information? Here are some great resources

Is Pet Insurance Worth it?

Read More

How Pet Insurance Works

Read More

How to File a Claim

Read More

What is a Pre-Existing Condition?

Read More
View all FAQs
Customer testimonials

Less than a week after we became her forever family, she jumped right through our bamboo hedge chasing after a squirrel and sliced open the inside of her leg. The vet bills totaled over $500! Luckily a dog-loving friend had recommended PetFirst, so we were covered.  Read More

Rachel McFadyen | PetFirst policyholder and proud pet parent of Polly

Scout is a Beagle and is 8 years old.  He decided the stink bait on a treble hook smelled like something he wanted to eat.  He did eat it, hook and all.   Read More

Lloyd Sizemore | PetFirst policyholder and proud pet parent of Scout

She slipped out of my arms. I wanted to die. I rushed her to the vet and x-rays revealed a broken leg. What followed was a nightmare... Read More

Elise Popowitz | PetFirst policyholder and proud pet parent of Bug

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