Cat Insurance | PetFirst Pet Insurance

Cat Insurance1

Curiosity isn’t the only thing that gets cats and kittens in trouble – vet costs can too! At PetFirst, we believe cats deserve the best care we can give them, which is why our cat insurance1 allows you to choose the treatment plan for your cat based on need, not the cost.

Cat Insurance2

How it Works


Take your cat to the vet

Visit any licensed vet, emergency clinic or specialist in the US. There is no network of providers to worry about.

Send us your claim

Pay your bill at the vet, then send us your claim along with vet records and an invoice from the visit.

Get money back quickly

PetFirst will follow-up with your vet for any missing info. Claims are processed in less than 2 weeks. 4

Common Health Conditions

In between being a cute ball of fluff and perfecting their attitude, kittens can find themselves in unusual predicaments.

Condition Cost per Vet Visit Covered by PetFirst
Upper Respiratory Infection $219.27
Foreign Boddy ingestion $1,060.15
Urinary Tract Infection $295.18
Dietary Indiscretion $351.30
Giardia $116.49
Poisoning $684.95
Abscess $322.30
Bladder Stones $646.70
Asthma $303.59
Vehicular Trauma $933.76

Injuries and illnesses can come out of the blue, even for indoor cats, so be sure your feline friend is protected. Our comprehensive and affordable cat insurance plans let you choose the coverage, deductible and reimbursement to best fit your needs.

Condition Cost per Vet Visit Covered by PetFirst
Urinary Tract Infections $295.18
Upset Stomach $385.46
Renal Failure $485.38
Diarrhea $203.14
Allergies $234.84
Diabetes $276.39
Colitis $203.14
Ear Infections $149.30
Upper Respiratory Infections $219.27
Hyperthyroidism $215.75

Cats are considered seniors around 11 years old, and they may have tested fate with one of their nine lives a time or two by now. Luckily, PetFirst provides pet medical insurance plans for cats of all ages, including senior pets.

Condition Cost per Vet Visit Covered by PetFirst
Arthritis $255.74
Pancreatitis $955.41
Diabetes $276.39
Renal Failure $485.38
Hyperthyroidism $215.75
Liver Disease $328.86
Periodontal Disease $417.17
Anemia $673.93
Heart Disease $394.60
Obesity $169.40

*Based on average claims from PetFirst policyholders

Cat Insurance Plans2

By always offering some of the best pet health insurance plans available, PetFirst can help ensure your pet's later years are the most comfortable. Our customizable cat insurance plans2 let you choose the coverage, deductible, and reimbursement that works for you and your feline.

You can broaden your coverage at any time by adding a Routine Care Rider to offset the wellness expense. Learn More

What's Covered2

  • Accidents
  • Illnesses (incl. hereditary, congenital, & chronic conditions)
  • Hospitalizations
  • Surgeries
  • Diagnostic Tests
  • Exam Fees
  • X-rays
  • Ultrasounds
  • Medications
  • Holistic Care & Alternative Therapies
  • Emergency Care
  • And Much More!

After a 6-month wait period, your pet is also covered for:

  • Intervertebral Disc Disease (IVDD)
  • Anterior Cruciate Ligaments
  • Medical Cruciate
  • Posterior Cruciate Ligaments
  • Cranial Cruciate Ligaments

What's Not Covered2

  • Pre-existing Conditions

    What is a pre-existing condition?

    A pre-existing condition is any injury, illness, or symptom noticed by you or your veterinarian before your waiting period has ended, even if your pet never went to see the veterinarian for it.

  • Elective Procedures
  • Expression or removal of anal glands or anal sacculitis
  • Breeding or conditions related to breeding
  • Pet food, special diet, vitamins, mineral supplements
  • Grooming costs and bathing (incl. medicated baths)
  • Parasite prevention and parasite treatment
  • Illness or injury which arises out of racing, coursing, commercial guarding, or organized fighting of your pet
  • Routine wellness & preventative care

    What is routine wellness and preventative care?

    This includes but is not limited to: spay/neuter, flea/tick prevention, heartworm prevention, teeth cleaning, vaccinations, routine screenings/tests, routine fecal/blood tests, and microchipping.

  • Organ Transplants
Download the easy to read exclusions

Want More Information? Here are some great resources

How Pet Insurance Works

Read More

Is Pet Insurance Worth it?

Read More

Pet Insurance is Like Car Insurance

Read More

How to File a Claim

Read More

What is a Pre-Existing Condition?

Read More
View all FAQs
Customer testimonials

My dog is a female, spayed mix breed named Dixie.  I got her at the SPCA when she was 6 months of age.  She is now 12 years old.  My experience with Petfirst has been extraordinary. Read More

Kimberly Croft | PetFirst policyholder and proud pet parent of Dixie

Obviously, insurance only comes in to play in times of strife. Needless to say, when Ladybug took a turn for the worse, I was very happy to have PetFirst behind me. Ladybug has since made a full recovery and, knock on wood, has been just fine ever since. Read More

Thomas Atkins | PetFirst policyholder and proud pet parent of Ladybug

That’s when we panicked.  I've had anaphylaxis, so we wasted no time getting her to the emergency vet.  Knowing she had pet insurance coverage made us not even think twice about rushing her to the vet. Read More

Tracey Johnson | PetFirst policyholder and proud pet parent of Ginger

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