Cat Insurance
Curiosity isn’t the only thing that gets cats and kittens in trouble – vet costs can too! At PetFirst, we believe cats deserve the best care we can give them, which is why our cat insurance allows you to choose the treatment plan for your cat based on need, not the cost.
Cat Insurance
How it Works
Common Health Conditions
In between being a cute ball of fluff and perfecting their attitude, kittens can find themselves in unusual predicaments.
| Condition | Cost per Vet Visit | Covered by PetFirst |
| Upper Respiratory Infection | $219.27 | |
| Foreign Boddy ingestion | $1,060.15 | |
| Urinary Tract Infection | $295.18 | |
| Dietary Indiscretion | $351.30 | |
| Giardia | $116.49 | |
| Poisoning | $684.95 | |
| Abscess | $322.30 | |
| Bladder Stones | $646.70 | |
| Asthma | $303.59 | |
| Vehicular Trauma | $933.76 |
Injuries and illnesses can come out of the blue, even for indoor cats, so be sure your feline friend is protected. Our comprehensive and affordable cat insurance plans let you choose the coverage, deductible and reimbursement to best fit your needs.
| Condition | Cost per Vet Visit | Covered by PetFirst |
| Urinary Tract Infections | $295.18 | |
| Upset Stomach | $385.46 | |
| Renal Failure | $485.38 | |
| Diarrhea | $203.14 | |
| Allergies | $234.84 | |
| Diabetes | $276.39 | |
| Colitis | $203.14 | |
| Ear Infections | $149.30 | |
| Upper Respiratory Infections | $219.27 | |
| Hyperthyroidism | $215.75 |
Cats are considered seniors around 11 years old, and they may have tested fate with one of their nine lives a time or two by now. Luckily, PetFirst provides pet medical insurance plans for cats of all ages, including senior pets.
| Condition | Cost per Vet Visit | Covered by PetFirst |
| Arthritis | $255.74 | |
| Pancreatitis | $955.41 | |
| Diabetes | $276.39 | |
| Renal Failure | $485.38 | |
| Hyperthyroidism | $215.75 | |
| Liver Disease | $328.86 | |
| Periodontal Disease | $417.17 | |
| Anemia | $673.93 | |
| Heart Disease | $394.60 | |
| Obesity | $169.40 |
*Based on average claims from PetFirst policyholders
You can broaden your coverage at any time by adding a Routine Care Rider to offset the wellness expense. Learn More
What's Covered
- Accidents
- Illnesses (incl. hereditary, congenital, & chronic conditions)
- Hospitalizations
- Surgeries
- Diagnostic Tests
- Exam Fees
- X-rays
- Ultrasounds
- Medications
- Holistic Care & Alternative Therapies
- Emergency Care
- And Much More!
After a 12-month wait period, your pet is also covered for:
- Intervertebral Disc Disease (IVDD)
- Anterior Cruciate Ligaments
- Medical Cruciate
- Posterior Cruciate Ligaments
- Cranial Cruciate Ligaments
What's Not Covered
- Pre-existing Conditions
What is a pre-existing condition?
A pre-existing condition is any injury, illness, or symptom noticed by you or your veterinarian before your waiting period has ended, even if your pet never went to see the veterinarian for it.
- Elective Procedures
- Expression or removal of anal glands or anal sacculitis
- Breeding or conditions related to breeding
- Pet food, special diet, vitamins, mineral supplements
- Grooming costs and bathing (incl. medicated baths)
- Parasite prevention, parasite treatment, and illnesses transmitted by parasites (incl. fleas & ticks)
- Orthodontics, endodontics, & removal of deciduous teeth
- Illness or injury which arises out of racing, coursing, commercial guarding, or organized fighting of your pet
- Routine wellness & preventative care
What is routing wellness and preventative care?
This includes but is not limited to: spay/neuter, flea/tick prevention, heartworm prevention, teeth cleaning, vaccinations, routine screenings/tests, routine fecal/blood tests, and microchipping.
- Organ Transplants
