Pet Insurance | PetFirst

Pet Insurance

Should your pet ever get sick or have a serious accident, PetFirst’s comprehensive pet insurance plans are always here for you. We strive to make the best pet insurance plans available to dogs and cats of all ages and breeds, providing them access to the best medical coverage and veterinary care options. Now, giving your furry family members the best pet insurance coverage is as easy as growing old together!

PET INSURANCE

How it Works

1

Take your pet to the vet

Visit any licensed vet, emergency clinic, or specialist in the US. There's no network of providers to worry about.
2

Send us your claim

Pay your bill at the vet, then send us your claim along with vet records and an invoice from the visit.
3

Get money back quickly

PetFirst will follow-up with your vet for any missing info. Claims are processed in less than 2 weeks.

MacDuff’s close call with a car

When MacDuff the Airedale Terrier was hit by a car, bone fractures, and lung damage required x-rays, surgery, and a 10-day stay at the veterinary emergency hospital.

More Claim Tales
Total Vet Bill PetFirst Reimbursed
$9,706 $8,511

Most Popular Plan Options

PetFirst Pet Insurance plans offer robust annual benefit amount options, chronic care coverage and no lifetime or per-incident limits for pets of all ages. You can customize your deductible and reimbursement rates so they work best for your pet's needs and your budget. Below are some of our most popular plan options, but feel free to get a quote and customize a plan that is just right for you and your pet.

You can broaden your coverage any time by adding a Routine Care Rider to offset wellness expenses. Learn More

What's Covered

  • Accidents
  • Illnesses (incl. hereditary, congenital, & chronic conditions)
  • Hospitalizations
  • Surgeries
  • Diagnostic Tests
  • Exam Fees
  • X-rays
  • Ultrasounds
  • Medications
  • Holistic Care & Alternative Therapies
  • Emergency Care
  • And Much More!

After a 12-month wait period, your pet is also covered for:

  • Intervertebral Disc Disease (IVDD)
  • Anterior Cruciate Ligaments
  • Medical Cruciate
  • Posterior Cruciate Ligaments
  • Cranial Cruciate Ligaments

What's Not Covered

  • Pre-existing Conditions

    What is a pre-existing condition?

    A pre-existing condition is any injury, illness, or symptom noticed by you or your veterinarian before your waiting period has ended, even if your pet never went to see the veterinarian for it.

  • Elective Procedures
  • Expression or removal of anal glands or anal sacculitis
  • Breeding or conditions related to breeding
  • Pet food, special diet, vitamins, mineral supplements
  • Grooming costs and bathing (incl. medicated baths)
  • Parasite prevention, parasite treatment, and illnesses transmitted by parasites (incl. fleas & ticks)
  • Orthodontics, endodontics, & removal of deciduous teeth
  • Behavioral Training
  • Illness or injury which arises out of racing, coursing, commercial guarding, or organized fighting of your pet
  • Routine wellness & preventative care

    What is routing wellness and preventative care?

    This includes but is not limited to: spay/neuter, flea/tick prevention, heartworm prevention, teeth cleaning, vaccinations, routine screenings/tests, routine fecal/blood tests, and microchipping.

  • Organ Transplants
Download our easy-to-read guide to these exclusions
ABOUT PET INSURANCE

Want More Information? Here are some great resources

How Pet Insurance Works

Read More

How to File a Claim

Learn How

Pet Insurance is Like Car Insurance

Learn Why

What is a Pre-Existing Condition?

Learn More

Is Pet Insurance Worth it?

Read More

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