Resources
We strive to be a source of pet information for policyholders and pet owners alike. The Pet Resource Center provides pet health tips, fun DY pet projects, frequently asked questions, and helpful information about pet insurance.
Pet Insurance Resources
Pet Insurance Comparisons
See how PetFirst Pet Insurance coverage stacks up against competitors.
PetFirst Reviews & Customer Stories
Read real reviews and testimonials from PetFirst customers across the web
Frequently Asked Questions
Skim commonly-asked questions about PetFirst and pet insurance
Pet Insurance Discounts
Find discounts on PetFirst Pet Insurance. You could be eligible!
Pet Owner Resources
Pet Health Tips
Browse our collection of health care tips and guides for cats and dogs.
Dog Breed Guides
Learn more about the key characteristics and health profile of your favorite breeds.
Pet Fun
Be the fun parent your pets deserve with holiday tips, maximizing play time & more.
Pet Insurance Comparisons
We’ve combed through the pet insurance plans our competitors are offering and show you a side-by-side comparison of the best pet insurance plans for dogs and cats.
Select a pet insurance provider
| Pet Insurance Provider | |
|---|---|
| Covers All Breeds & Ages |
All Ages and Breeds are Covered Under PetFirst PetFirst offers coverage for all pets, regardless of age or breed. Competitors often won't cover senior pets or high risk breeds. |
| Shortest Waiting Periods for Industry |
PetFirst Has the Industry's Shortest Waiting Period Your pet's accident coverage begins at midnight EST following enrollment and illness coverage begins 14 days later. |
| Healthy Pet Discount |
Healthy Pet Discount PetFirst is the only insurer to provide a healthy pet discount upon renewal if no accident or illness claims are submitted. |
| No Initial Exam/Past Vet Notes Required |
No Initial Vet Exam is Required to Obtain Coverage from PetFirst PetFirst offers coverage for all pets, regardless of age or breed without a vet exam. Some competitors require a vet visit to receive coverage. |
| No Sign Up Fee |
No Sign-up or Cancellation Fees PetFirst provides a 14-day money back guarantee and never charges a fee for sign-up or cancellation of your pets policy. |
| Hip Dysplasia (with no additional wait period) |
Hip Dysplasia (No Wait Period) PetFirst offers chronic care coverage with no per-incident wait limits and does not require an additional wait period on hip dysplasia, patella luxations, or orthopedic conditions. |
| Aging Pet Ear & Eye Conditions | |
| Bi-lateral Conditions | |
| Vaccinatable Diseases | |
| Hereditary | |
| Prescription Coverage |
Prescription Coverage |
| Injuries Caused by Housemates |
Injuries Caused by Housemates |
| No Schedule of Benefits | |
| No Diagnostic Test Limit |
No Diagnostic Test Limit |
| No Customary Charge Restrictions | |
| Congenital | |
| Experimental & Investigational Treatments | |
| More than One Foreign Body Ingestion |
More than One Foreign Body Ingestion PetFirst covers unlimited foreign body ingestions. |
| Dermatological Conditions |
Dermatological Conditions PetFirst offers chronic care coverage with no per-incident limits for issues like allergies, diabetes, cancer and orthopedic issues as long as there is not a lapse in coverage. |
| Routine Care Options |
Routine Care Options PetFirst pet insurance offers exam fee coverage and the shortest waiting periods in the industry. |
| Orthopedics (with no wait period) |
Orthopedics PetFirst offers plans with no additional wait period on hip dysplasia, patella luxations or orthapedic conditions. |
| Periodontal Disease |
Periodontal Disease PetFirst offers pet insurance plans that cover periodontal disease. |
| Holistic/Alternative Therapy |
Holistic/Alternative Therapy PetFirst provides reimbursement for holistic care and alternative therapies. |
| Cruciates |
Cruciates Coverage Cruciates are covered after 12-months on your PetFirst pet insurance plan. |
| Chronic |
Chronic Conditions PetFirst does not limit the benefit amount per year due to chronic ailments. |
| Exam Fee Coverage |
Exam Fee Coverage PetFirst pet insurance provides reimbursement for exam fees. |
| No Per-Incident Limit |
No Per-Incident Limit Per-incident limits are the highest amount a company will cover for a specific ailment. PetFirst offers chronic care coverage with no per-incident limits. |
| No Lifetime Limit |
No Lifetime Limit Some companies restrict the benefit amount for your pet over its lifetime, PetFirst does not. |
| No Neuter/Spay Requirement |
No Neuter/Spay Requirement PetFirst does not require the spay or neuter of your pet in order to obtain or maintain coverage. |
| No Annual Care Requirements to Keep Coverage |
No Annual Care Requirements to Keep Coverage Unlike some competitors, PetFirst does not have any annual care requirements in order for your pets policy to remain active. |
| No Time Restrictions on Starting Treatment |
No Additional Wait Periods for Your Pet PetFirst pet insurance doesn't require and additional wait period to start treatment for conditions such as hip dysplasia, patella luxations or orthopedic conditions. |
| Accident | |
| Illness | |
| No Cancellation Fee |
No Sign-up or Cancellation Fees PetFirst provides a 14-day money back guarantee and never charges a fee for sign-up or cancellation of your pets policy. |
Frequently Asked Questions
After I enroll can I change my deductible or reimbursement level?
Absolutely! You can raise or lower your deductible or reimbursement level at any time. If you decide to do this, simply call us at 866-937-7387 to make adjustments. There’s no lead time for raising or lowering your rates or levels, so the changes will become effective immediately.
Are there any types of caps or maximum limits?
No! There is no maximum to your benefits, and you will have coverage for the entirety of your pet’s life without a payout cap. Our pet health policies have robust annual limits, which reset at the beginning of a new policy year. There are no per-incident limits on our plans; so if you need to use the entirety of your annual limit all at once, you can.
Can I change my deductible? Are there penalties for doing so?
Feel free to change your deductible as often as once a month without penalties, though keep in mind that any conditions previously covered would be subject to the higher deductible. Since our policy deductibles are per-incident, once it’s met for a specific illness or injury, that deductible is no longer required, and we’re able to cover up to 90% of all future claims related to that concern, depending on the percentage reimbursement selected on your policy.
Questions about changes in your deductible? Contact a PetFirst representative for more clarity.
Does my pet have to be spayed or neutered to be eligible for coverage? Do you cover spaying & neutering?
We’re happy to provide coverage for spayed or neutered dogs and cats,but we offer the same high-quality care for those who aren’t. We do not cover the cost of spaying and neutering in our plans, but we’ll help with some of the costs if you have our routine 250 and 400 riders. You’ll need to have those already in place in order to receive reimbursement for spaying and neutering.
Does my pet need a vet exam to qualify for coverage?
No. We don’t require a veterinary exam to qualify for a PetFirst plan or for your coverage to begin.
Does PetFirst cover alternative medicine/therapies?
Yes! If the treatment you choose is offered by a licensed veterinarian, alternative medicines/therapies are covered by your plan.
Pet Fun for Everyone
View a tutorial on building a pet first aid kid for you cat or dog, or simply browse our collection of helpful and fun DIY pet project guides!
