Vaccinatable Diseases - Why The Fine Print In Your Pet Insurance Plan Matters | PetFirst
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Vaccinatable Diseases – Why The Fine Print In Your Pet Insurance Plan Matters

by PetFirst Pet Insurance
2 years ago

In our series – Why The Fine Print In Your Pet Insurance Plan Matters – we are educating customers on loopholes in their dog insurance or cat insurance plans which could cause disappointment in coverage down the line.

You can download our entire Pet Insurance Guide: Why The Fine Print Matters.

Today’s topic: 
Vaccinatable Diseases

What is this?

A vaccinatable disease is a condition that can be prevented by a vaccine. Some common illnesses like canine influenza, kennel cough, giardia and parvovirus. It is common practice for many cat and dog insurance providers to exclude coverage for these conditions since a vaccine is available to help prevent an occurrence. 

How does this affect you?

The reasons vaccines were created for these conditions is because they are highly contagious, and can cause severe issues that are life-threatening. These illnesses can also have a long incubation time, which means your pet already has the condition for a couple days before they show any signs or symptoms.
Again, the veterinary care to treat these issues can be fairly expensive and intensive – some requiring overnight observation and hospitalization of the pet.
Last year, the average veterinary costs for the following conditions were claimed by PetFirst policyholders:

  • Kennel Cough:   $130.84
  • Giardia:             $110.67
  • Parvo:               $834.43

Though, that is an average, there are some outliers with extremely high bills for treating these issues. Below demonstrates the highest vet bills from PetFirst pet parents last year:

  • Kennel Cough:   $1,655.00
  • Giardia:             $1,714.22
  • Parvo:               $10,544.48

 Which Pet Insurance Companies Do Not Cover Vaccinatable Illnesses:

  • Healthy Paws Pet Insurance
  • Embrace Pet Insurance
  • Nationwide
  • Figo Pet Insurance


Where does PetFirst stand?

Due to our partnerships with animal welfare and rescue groups, and our mission to help increase adoptions through these outlets, we find it imperative to offer coverage for vaccinatable illnesses and conditions like parvo, giardia, kennel cough and more. With PetFirst, you don’t need to worry about high veterinary expenses for these conditions, as long as they aren’t a pre-existing condition.

Download Pet Insurance Guide

Download Pet Insurance Guide

In this series, we deep dive into the other following areas where coverage could be lacking if you have another pet insurance company’s plan:

Now that you’ve done your research on pet healthcare plans, you can see PetFirst provides the most comprehensive, best pet insurance plan for dogs and cats. With no “gotchas” in the fine print, you can rest easy knowing you are able to give your pet the care they need.

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