PetFirst Pet Insurance - Trick Question - Savings Account or Pet Insurance
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Pet Insurance Tips

Trick Question: Pet Insurance or Savings Account?

by PetFirst Pet Insurance
4 years ago

Maybe your dog doesn’t need surgery, though. Maybe your dog is completely healthy and only needs her monthly flea, tick, and heart worm treatment, which is $45 each month. Assuming your pet insurance plan covers preventive care, after your $33 monthly premium, you’ll save $144 over the course of the year.

As you can see, in the best case scenario, you’ll have both pet insurance and a savings account and/or access to a line of credit. Many pet parents use savings or available credit to pay large vet bills up front, then pay it off when they receive their reimbursement check a few weeks later.

“But what if I pay premiums every year and don’t have any large vet bills? I’ve wasted that money!” you say.

No, you haven’t. Just as you pay home or auto insurance and hope you don’t have to use it, it’s a good thing when you don’t have to use your pet insurance policy. It means your pet stayed happy and healthy all year, and you had peace of mind knowing that if disaster strikes, you were covered. As you see above, even if your pet doesn’t become catastrophically sick or injured, you’re still likely to realize some benefit from your pet insurance plan each month.

Curious to see how much you could save? Click here to get a free quote for your pet(s)!

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