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If you’re the pet parent of an older dog, you may be wondering if it’s worth buying pet insurance to cover the cost of veterinary treatment in their senior years.
Choosing insurance for a senior dog can be challenging. Of course, you want the best for your dog, but you also want to avoid paying more than you need to for pet insurance. It’s also important to choose an insurance policy with coverage that’s broad enough to give you peace of mind as your dog grows older.
If your senior dog is fit and healthy, you may not have put a lot of thought into pet insurance. But now could be the perfect time to invest in it. Just like humans, dogs can develop illnesses in their senior years that can seriously impact their quality of life. And if you aren’t protected by pet insurance, the cost of veterinary care can be a big financial strain.
In this article we’ll answer some of the most common questions pet parents have about insuring their senior dog with PetFirst, so you can decide if we’re right for you.
Is My Senior Dog Too Old for Pet Insurance?
First up, if you’re worried your dog is too old for pet insurance, then worry no more! We’re proud to offer the same great pet insurance coverage and benefits to older pets. In fact, pets aged 8 weeks and older are eligible for coverage on all of our plans.
What Do You Cover?
Unlike some pet insurance policies from other providers, we cover the most common senior pet ailments. These include hip dysplasia, periodontal disease, diabetes, and even cancer. Not only that, we provide full coverage for chronic, hereditary, and congenital conditions that develop while your senior dog is enrolled in one of our plans.
What If My Dog Has an Existing Illness or Injury?
If your dog has a known illness or injury before enrolling in one of our plans we consider it a pre-existing condition. Dogs with pre-existing conditions are eligible for pet insurance, but the pre-existing condition will not be covered. Unfortunately, no pet insurance company covers pre-existing conditions.
The good news is that PetFirst distinguishes between curable and incurable pre-existing conditions. In the case of a curable pre-existing condition, you’ll be eligible for coverage once your dog’s condition has been completely resolved and they are free from symptoms for a period of time.
Is PetFirst Pet Insurance Right for My Senior Dog?
Many pet parents of senior dogs find that the main benefit of our pet insurance is the broad coverage it offers. This is particularly important for senior dogs, as they can suffer from a wide range of health problems as they get older.
Ultimately, we believe that you should be free to enjoy your dog’s senior years without worrying about the cost of veterinary care. No pet parent wants to think about their pooch getting sick or injured, but it makes sense to plan ahead so you’re protected financially during the years when they’re most at risk.
Our policies are built around easing the financial burden of care and expensive treatments that can run into thousands of dollars. That’s why we offer coverage for accidents, illnesses (including hereditary, congenital, and chronic conditions), surgeries, and even holistic care and alternative therapies.
We also recognize that pet insurance itself can be expensive, and as with any insurance company, we’ve made some exclusions to our policies in order to keep our premiums affordable for all pet parents. As well as pre-existing conditions, these include elective procedures and costs associated with grooming and diet. Please download our coverage summary to see what is and isn’t covered.
Our customizable senior pet insurance plans let you choose the coverage, deductible, and reimbursement that works for you. Check out our Senior Pet Insurance page for more information.