Pet Insurance Tips Choosing The Right Pet Insurance Company by PetFirst Pet Insurance 13 years ago There are several things to consider when choosing your pet healthcare provider. What is covered by your policy? Does it include coverage for routine expenses? Can you visit any veterinarian for treatment? How much is the deductible? What are the benefit limits? Does the company use a schedule of benefits or have per diagnosis limits? How soon will you receive reimbursement for your claim? Will your pet’s premium change as they age? Does the company offer discounts for insuring more than one pet?