PetFirst vs. Nationwide | PetFirst

PetFirst vs. Nationwide

Many pet health insurance plans look similar from afar, but PetFirst breaks down the nuances so you can see which pet insurance provider can give you and your dog or cat the best medical coverage.

See how a PetFirst Pet Insurance and Nationwide Pet Insurance policies stack up when they go head-to-head!

Pet Insurance Provider ASPCA Embrace Figo NationWide Healthy Paws Pet Plan Pets Best Trupanion
Benefits & Limits
Healthy Pet Discount

Healthy Pet Discount

PetFirst is the only insurer to provide a healthy pet discount upon renewal if no accident or illness claims are submitted.

No Schedule of Benefits
No Diagnostic Test Limit

No Diagnostic Test Limit

No Customary Charge Restrictions
No Per-Incident Limit

No Per-Incident Limit

Per-incident limits are the highest amount a company will cover for a specific ailment. PetFirst offers chronic care coverage with no per-incident limits.

No Lifetime Limit

No Lifetime Limit

Some companies restrict the benefit amount for your pet over its lifetime, PetFirst does not.

Coverage
Covers All Breeds & Ages

All Ages and Breeds are Covered Under PetFirst

PetFirst offers coverage for all pets, regardless of age or breed. Competitors often won't cover senior pets or high risk breeds.

Hip Dysplasia (with no additional wait period)

Hip Dysplasia (No Wait Period)

PetFirst offers chronic care coverage with no per-incident wait limits and does not require an additional wait period on hip dysplasia, patella luxations, or orthopedic conditions.

Aging Pet Ear & Eye Conditions
Bi-lateral Conditions
Vaccinatable Diseases
Hereditary
Prescription Coverage

Prescription Coverage

Injuries Caused by Housemates

Injuries Caused by Housemates

Congenital
Experimental & Investigational Treatments
More than One Foreign Body Ingestion

More than One Foreign Body Ingestion

PetFirst covers unlimited foreign body ingestions.

Dermatological Conditions

Dermatological Conditions

PetFirst offers chronic care coverage with no per-incident limits for issues like allergies, diabetes, cancer and orthopedic issues as long as there is not a lapse in coverage.

Routine Care Options

Routine Care Options

PetFirst pet insurance offers exam fee coverage and the shortest waiting periods in the industry.

Orthopedics (with no wait period)

Orthopedics

PetFirst offers plans with no additional wait period on hip dysplasia, patella luxations or orthapedic conditions.

Periodontal Disease

Periodontal Disease

PetFirst offers pet insurance plans that cover periodontal disease.

Holistic/Alternative Therapy

Holistic/Alternative Therapy

PetFirst provides reimbursement for holistic care and alternative therapies.

Cruciates

Cruciates Coverage

Cruciates are covered after 12-months on your PetFirst pet insurance plan.

Chronic

Chronic Conditions

PetFirst does not limit the benefit amount per year due to chronic ailments.

Exam Fee Coverage

Exam Fee Coverage

PetFirst pet insurance provides reimbursement for exam fees.

Enrollment
Shortest Waiting Periods for Industry

PetFirst Has the Industry's Shortest Waiting Period

Your pet's accident coverage begins at midnight EST following enrollment and illness coverage begins 14 days later.

No Initial Exam/Past Vet Notes Required

No Initial Vet Exam is Required to Obtain Coverage from PetFirst

PetFirst offers coverage for all pets, regardless of age or breed without a vet exam. Some competitors require a vet visit to receive coverage.

No Sign Up Fee

No Sign-up or Cancellation Fees

PetFirst provides a 14-day money back guarantee and never charges a fee for sign-up or cancellation of your pets policy.

No Neuter/Spay Requirement

No Neuter/Spay Requirement

PetFirst does not require the spay or neuter of your pet in order to obtain or maintain coverage.

No Annual Care Requirements to Keep Coverage

No Annual Care Requirements to Keep Coverage

Unlike some competitors, PetFirst does not have any annual care requirements in order for your pets policy to remain active.

No Time Restrictions on Starting Treatment

No Additional Wait Periods for Your Pet

PetFirst pet insurance doesn't require and additional wait period to start treatment for conditions such as hip dysplasia, patella luxations or orthopedic conditions.

No Cancellation Fee

No Sign-up or Cancellation Fees

PetFirst provides a 14-day money back guarantee and never charges a fee for sign-up or cancellation of your pets policy.

Wait Periods
Accident midnight EST following activation midnight EST following activation 2 days 5 days 14 days after approval 15 days 5 days 3 days 5 days
Illness 14 days 14 days 14 days 14 days 14 days after approval 15 days 15 days 14 days 30 days

See how PetFirst stacks up against other pet insurance players. Download our full plan comparison chart now.

Download Full Plan Comparison Chart

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