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One Quartermaster Court
Jeffersonville, IN 47130
Fax 877-281-3348

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Our Pet Insurance Coverage

PetFirst offers a variety of plans for dog and cat owners to help reimburse common and costly vet bills. We offer quality, customizable, pet insurance plans to ensure a pet is covered no matter the pet parent's budget.

Our Lifetime Accident & Illness pet insurance plans offer the same quality of accident and illness coverage for dogs and cats as our Standard Accident & Illness plans, but provide additional coverage for breed-specific, chronic and congenital issues. This means if your pet is diagnosed with a chronic condition such as diabetes, allergies or epilepsy while on a Lifetime policy, this condition will be covered for the life of the pet, as long as there is no lapse in coverage. This policy also covers hip dysplasia, luxating patellas and multiple foreign body ingestions within a policy year, without any additional rider needed.


This plan does not have any per-incident limit; therefore, a pet parent could spend the entire limit on one incident if necessary. The Lifetime Accident & Illness plans also offer substantial annual limits, which reset each year upon renewal. Pet parents are able to select the coverage amount, and customize their pet insurance deductible and reimbursement percentage.

  • Annual limit options:
  • Deductible options:
  • Reimbursement percentage options:

It is PetFirst's goal to provide straight-forward plan information, with no "gotchas." Click here to download a list of the Lifetime Accident & Illness plans exclusions.


Our Standard Accident & Illness plans cover dogs and cats for accidents and illnesses, and offer the option to add riders for coverage to help alleviate the cost of routine care or prescription food.


The PetFirst Standard Accident & Illness pet insurance plans have a per-incident limit, which is the maximum amount a pet owner can be reimbursed for an incident. These plans offer substantial annual limits as well. Pet parents are able to select the coverage amount, and customize their pet insurance deductible and reimbursement percentage.

  • Per-incident limit options:
  • Deductible options:
  • Reimbursement percentage options:

Click here to download a list of the Standard Accident & Illness plans exclusions



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How It Works

Pet insurance reimburses pet owners for veterinary costs, and works very differently than human healthcare. Choose the coverage, deductible & premium to fit your budget & needs. Pay a predictable premium; when your pet gets sick or hurt, visit the same vet you always use.

You pay the vet, send us the bill & we reimburse you according to your personalized plan, with the fastest payment times in the industry. No worrying about whether it will fit in your budget. No arguing with your vet about following an insurance company’s benefits schedule. PetFirst lets you put your pet’s health first.

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Coverage Guide
Coverage Guide

You're just 2 steps from getting a quote!

Choose a pet
Cat
Dog

You can add pets to your
plan later.

Next >
pet
Cat
Dog
Add pet >
pet
Cat
Dog
Add pet >
pet
Cat
Dog
X