Pet Insurance in New York | PetFirst

Pet Insurance in New York

This year, in New York and across the nation, 1-in-3 pets will need emergency medial care, and every six seconds a pet owner will face a veterinary bill of $1,000 or more. How do you plan to pay for unexpected accidents and illnesses your dog or cat may incur?

Pet insurance is your answer, and PetFirst is the company with the best coverage for you and your pet. With a plan that covers breed-specific, congenital and chronic conditions, and has the shortest waiting periods in the industry, you can rest easy knowing your pet is protected.

Pet Insurance in New York

How it Works

1

Take your pet to the vet

Visit any licensed vet, emergency clinic or specialist in the US. There is no network of providers to worry about.
2

Send us your claim

Pay your bill at the vet, then send us your claim along with vet records and an invoice from the visit.
3

Get money back quickly

Pay your bill at the vet, then send us your claim along with vet records and an invoice from the visit.

Pet Insurance Plan Summaries for

With a plan that covers breed-specific, congenital and chronic conditions, and has the shortest waiting periods in the industry, you can rest easy knowing your Arizona pet is protected by the best Pet Insurance coverage!

What's Covered

  • Accidents
  • Illnesses (incl. hereditary, congenital, & chronic conditions)
  • Hospitalizations
  • Surgeries
  • Diagnostic Tests
  • Exam Fees
  • X-rays
  • Ultrasounds
  • Medications
  • Holistic Care & Alternative Therapies
  • Emergency Care
  • And Much More!

After a 12-month wait period, your pet is also covered for:

  • Intervertebral Disc Disease (IVDD)
  • Anterior Cruciate Ligaments
  • Medical Cruciate
  • Posterior Cruciate Ligaments
  • Cranial Cruciate Ligaments

What's Not Covered

  • Pre-existing Conditions

    What is a pre-existing condition?

    A pre-existing condition is any injury, illness, or symptom noticed by you or your veterinarian before your waiting period has ended, even if your pet never went to see the veterinarian for it.

  • Elective Procedures
  • Expression or removal of anal glands or anal sacculitis
  • Breeding or conditions related to breeding
  • Pet food, special diet, vitamins, mineral supplements
  • Grooming costs and bathing (incl. medicated baths)
  • Parasite prevention, parasite treatment, and illnesses transmitted by parasites (incl. fleas & ticks)
  • Orthodontics, endodontics, & removal of deciduous teeth
  • Behavioral Training
  • Illness or injury which arises out of racing, coursing, commercial guarding, or organized fighting of your pet
  • Routine wellness & preventative care

    What is routing wellness and preventative care?

    This includes but is not limited to: spay/neuter, flea/tick prevention, heartworm prevention, teeth cleaning, vaccinations, routine screenings/tests, routine fecal/blood tests, and microchipping.

  • Organ Transplants
Download our easy-to-read guide to these exclusions

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