Pet Insurance in New Jersey | PetFirst

Pet Insurance in New Jersey

This year, in New Jersey and across the nation, 1-in-3 pets will need emergency medial care, and every six seconds a pet owner will face a veterinary bill of $1,000 or more. How do you plan to pay for unexpected accidents and illnesses your dog or cat may incur?

Pet insurance is your answer, and PetFirst is the company with the best coverage for you and your pet. With a plan that covers breed-specific, congenital and chronic conditions, and has the shortest waiting periods in the industry, you can rest easy knowing your pet is protected

Pet Insurance in New Jersey

How it Works


Take your pet to the vet

Visit any licensed vet, emergency clinic or specialist in the US. There is no network of providers to worry about.

Send us your claim

Pay your bill at the vet, then send us your claim along with vet records and an invoice from the visit.

Get money back quickly

Pay your bill at the vet, then send us your claim along with vet records and an invoice from the visit.

Top 5 Most Common Claims from New Jersey Pet Parents

Check out some of the most common pet insurance claims in Arizona.

Condition Cost per Vet Visit Covered by PetFirst
Ear Infection $135.55
Gastritis $328.11
Dermatitis $124.10
Urinary Tract Infection $218.21
Periodontal Disease $318.63

The most expensive vet bill from a New Jersey pet parent last year was for $7,457.50... Wow, that is more than a pretty penny! An older cat was suffering from arthritis and racked up quite a vet bill with diagnostic testing, scans and medication. With PetFirst pet insurance, if you had a veterinary bill like that, you could get back up to 90% of what you paid. And, who wouldn't love that!

Condition Cost per Vet Visit Covered by PetFirst
Arthritis $7,457.50

*Based on average claims from PetFirst policyholders

Pet Insurance Plan Summaries in

With a plan that covers breed-specific, congenital and chronic conditions, and has the shortest waiting periods in the industry, you can rest easy knowing your Arizona pet is protected by the best Pet Insurance coverage!

PetFirst Adoption Partners in New Jersey

Looking to adopt? Check out these great facilities that include PetFirst pet insurance with each adoption.
St. Hubert’s Animal Welfare Center
575 Woodland Rd
Madison, NJ 07940
One Step Closer Animal Rescue
PO Box 248
Sparta, NJ 07871
Animal Alliance
1432 NJ-179
Lambertville, NJ 08530
SOS Beagle Rescue, Inc.
814 Judith Lane
Atco, NJ 08004
Puppy Love Pet Rescue
PO Box 613
Toms River, NJ 08753
Friends of Homeless Animals
PO Box 143
Hawthorne, NJ 07506
Penny Angels Beagle Rescue
P.O. Box 2161
Ventnor, NJ 08406
Furry Angels Rescue
PO Box 685
Elwood, NJ 08217
Atlantic County Canines
P.O. Box 17
Egg Harbor City, NJ 08215
Want to add your shelter to the list? Contact us via email at

Veterinary Hospitals in New Jersey

Looking for excellent care? Check out these great veterinary hospitals in your area.
Regional Veterinary Emergency
and Specialty Center

4250 NJ-42
Tunersville, NJ 08012
HousePaws Mobile Veterinary Service
801 Centeron Rd
Mt. Laurel, NJ 08054
Edgewater Animal Hospital
890 River Rd
Edgewater, NJ 07020
Cameron Animal Hospital
417 Bloomfield Ave
Montclair, NJ 07042
Animal Infirmary of Hoboken
600 Adams St. 
Hoboken, NJ 07030
Maywood Veterinary Clinic 
125 E. Passaic St.
Maywood, NJ 07607
Westfield Veterinary Group
562 Springfield Ave
Westfield, NJ 07090
Hawthorne Animal Hospital
1125 Goffle Rd
Hawthrone, NJ 07506
Veterinary Health Care Center
753 Van Houten Ave
Clifton, NJ 07013
Want to add your veterinary practice to the list? Contact us via email at

What's Covered2

  • Accidents
  • Illnesses (incl. hereditary, congenital, & chronic conditions)
  • Hospitalizations
  • Surgeries
  • Diagnostic Tests
  • Exam Fees
  • X-rays
  • Ultrasounds
  • Medications
  • Holistic Care & Alternative Therapies
  • Emergency Care
  • And Much More!

After a 6-month wait period, your pet is also covered for:

  • Intervertebral Disc Disease (IVDD)
  • Anterior Cruciate Ligaments
  • Medical Cruciate
  • Posterior Cruciate Ligaments
  • Cranial Cruciate Ligaments

What's Not Covered2

  • Pre-existing Conditions

    What is a pre-existing condition?

    A pre-existing condition is any injury, illness, or symptom noticed by you or your veterinarian before your waiting period has ended, even if your pet never went to see the veterinarian for it.

  • Elective Procedures
  • Expression or removal of anal glands or anal sacculitis
  • Breeding or conditions related to breeding
  • Pet food, special diet, vitamins, mineral supplements
  • Grooming costs and bathing (incl. medicated baths)
  • Parasite prevention and parasite treatment
  • Illness or injury which arises out of racing, coursing, commercial guarding, or organized fighting of your pet
  • Routine wellness & preventative care

    What is routing wellness and preventative care?

    This includes but is not limited to: spay/neuter, flea/tick prevention, heartworm prevention, teeth cleaning, vaccinations, routine screenings/tests, routine fecal/blood tests, and microchipping.

  • Organ Transplants
Download our easy-to-read guide to these exclusions

Start your free quote.

What is your pet's name?

Get My Free Quote Get Quote

Customer Support

About Us Partnerships Email Us