Pet Insurance in Florida | PetFirst

Pet Insurance in Florida

This year, in Florida and across the nation, 1-in-3 pets will need emergency medial care, and every six seconds a pet owner will face a veterinary bill of $1,000 or more. How do you plan to pay for unexpected accidents and illnesses your dog or cat may incur?

Pet insurance is your answer, and PetFirst is the company with the best coverage for you and your pet. With a plan that covers breed-specific, congenital and chronic conditions, and has the shortest waiting periods in the industry, you can rest easy knowing your pet is protected.

Pet Insurance in Florida

How it Works


Take your pet to the vet

Visit any licensed vet, emergency clinic or specialist in the US. There is no network of providers to worry about.

Send us your claim

Pay your bill at the vet, then send us your claim along with vet records and an invoice from the visit.

Get money back quickly

Pay your bill at the vet, then send us your claim along with vet records and an invoice from the visit.

Top 5 Most Common Claims from Florida Pet Parents

Having pet insurance pays, check out some of the most common pet insurance claims in Florida.

Condition Cost per Vet Visit Covered by PetFirst
Ear Infection $99.03
Dermatitis $106.82
Gastritis $360.97
Upper Respiratory Infection $122.59
Urinary Tract Infection $206.83

PetFirst received a claim from a Florida pet parent for pancreatitis for $9,174- and that didn't even make the Top 5 Most Expensive Claims in 2014. With PetFirst pet insurance, if you had a veterinary bill like your fellow Floridian, you could get back up to $8,166. And, who wouldn't love that!

Condition Cost per Vet Visit Covered by PetFirst
pancreatitis $9,174

*Based on average claims from PetFirst policyholders

Pet Insurance Plan Summaries for

With a plan that covers breed-specific, congenital and chronic conditions, and has the shortest waiting periods in the industry, you can rest easy knowing your Arizona pet is protected by the best Pet Insurance coverage!

PetFirst Adoption Partners in Florida

Looking to adopt? Check out these great facilities that include PetFirst pet insurance with each adoption.
Peggy Adams
Animal Rescue League

3200 N. Military Trail
West Palm Beach, FL 33409
Collier County Domestic
Animal Services

7610 Davis Blvd
Naples, FL 34104
Collier Animal Rescue, Inc.
P.O. Box 10073
Naples, FL 34101
Bay Area Greyhound Adoptions Inc
PO Box 21641
Tampa, FL 33622
VIP Rescue
P.O. Box 940862
Maitland, FL 32794
Osceola County Animal Control
3910 Old Canoe Creek Rd
St Cloud, FL 34769
Smitten With Kittens
Pembroke Pines, FL 33027
Save Pets of Today
Palm Harbor, FL 34684
A New Beginning Pet Care and Rescue, Inc.
P.O. Box 536113
Orlando, FL 32853
Want to add your shelter to the list? Contact us via email at

Veterinary Hospitals in Florida

Looking for excellent care? Check out these great veterinary hospitals in your area.
Florida Veterinary Hospital
904 Avenida Central
Lady Lake, FL 32159
University of Florida
Veterinary Hospital

2015 SW 16th Ave
Gainesville, FL 32608
Black Creek Veterinary Hospital
4106 Co Rd 218
Middleburg, FL 32068
St. Johns Animals Hospital
& Cat Clinic

1360 U.S. 1
St Augustine, FL 32084
Winter Park Veterinary Hospital
1601 Lee Rd
Winter Park, FL 32789
Parkland Veterinary Hospital
7675 FL-7
Parkland, FL 33073
Pinellas Veterinary Hospital
7791 52nd St N
Pinellas Park, FL 33781
Florida Veterinary League
1360 U.S. 1 #1
Vero Beach, FL 32960
Metzler Veterinary Hospital
2720 Summerdale Drive
Clearwater, FL 33761
Want to add your veterinary practice to the list? Contact us via email at

What's Covered

  • Accidents
  • Illnesses (incl. hereditary, congenital, & chronic conditions)
  • Hospitalizations
  • Surgeries
  • Diagnostic Tests
  • Exam Fees
  • X-rays
  • Ultrasounds
  • Medications
  • Holistic Care & Alternative Therapies
  • Emergency Care
  • And Much More!

After a 12-month wait period, your pet is also covered for:

  • Intervertebral Disc Disease (IVDD)
  • Anterior Cruciate Ligaments
  • Medical Cruciate
  • Posterior Cruciate Ligaments
  • Cranial Cruciate Ligaments

What's Not Covered

  • Pre-existing Conditions

    What is a pre-existing condition?

    A pre-existing condition is any injury, illness, or symptom noticed by you or your veterinarian before your waiting period has ended, even if your pet never went to see the veterinarian for it.

  • Elective Procedures
  • Expression or removal of anal glands or anal sacculitis
  • Breeding or conditions related to breeding
  • Pet food, special diet, vitamins, mineral supplements
  • Grooming costs and bathing (incl. medicated baths)
  • Parasite prevention, parasite treatment, and illnesses transmitted by parasites (incl. fleas & ticks)
  • Orthodontics, endodontics, & removal of deciduous teeth
  • Illness or injury which arises out of racing, coursing, commercial guarding, or organized fighting of your pet
  • Routine wellness & preventative care

    What is routing wellness and preventative care?

    This includes but is not limited to: spay/neuter, flea/tick prevention, heartworm prevention, teeth cleaning, vaccinations, routine screenings/tests, routine fecal/blood tests, and microchipping.

  • Organ Transplants
Download our easy-to-read guide to these exclusions

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