5 Reasons To Buy Pet Insurance

When a pet emergency strikes, how financially prepared are you?
Veterinarian bills for an ill or injured pet can easily sky rocket, but even unexpected veterinarian visits can be financially problematic.

Did you know: 

• Every six seconds a pet owner faces a vet bill of more than $1,000
• Every two-and-a-half seconds, in the US, a pet receives emergency medical care
• One in three pets requires emergency vet treatment annually
• More than $15 billion will be spent this year, by US pet parents, on veterinary care alone

Here are 5 reasons to Consider Pet insurance:

1. Age and breed concerns. MetLife¹ doesn't discriminate against specific breeds or the age of your pet. It can be more cost effective for a pet parent to buy a pet insurance policy when the pet is young because the premiums can be lower. If you’re adopting an older dog or cat, though, MetLife has no age cut-offs.

2. Veterinarian of your choosing. We never want to make a pet parent choose a different veterinarian. That's why MetLife policies allow you to pick your own veterinarian for your pet. 

3. Budget conscious options. When you invest in a pet insurance policy, you pay a monthly, quarterly, semi-annual or annual fee – which ever fits best into your family finances.

4. Peace of mind. As a general rule, most pet insurance policies reimburse for covered veterinarian expenses up to 80% of costs after you’ve met your deductibles.

When shopping for a pet insurance policy for your dog or cat, here are some questions to ask:

• Does my pet need a physical exam to get coverage?
• Is there a waiting period before coverage kicks in?
• What percentage of the vet bill is covered, after we’ve met the deductible?
• Is there a cap in annual payouts for vet bills?
• Will the policy cover a pre-existing condition?
• What if my dog or cat has recurring or chronic medical issues? Is that covered?
• Can I choose any veterinarian?
• Will prescription drugs be covered under the policy?
• Am I covered if I travel with my pet and need to use an emergency vet clinic?
• Will the policy pay the vet bills if my pet is being treated, but ultimately dies?

Consider Investing in Pet Insurance 

Looking for more ways to keep your pets happy and healthy? Consider investing in a pet insurance policy with MetLife Pet Insurance.¹  Get your free quote today.