Employee Benefits Partnerships | PetFirst

Employee Benefits Partnerships

More and more companies are offering pet insurance as an integrated part of their employee benefits programs, and it can even help HR professionals attract and retain quality employees. PetFirst plans provide comprehensive coverage and a competitive edge for your organization. PetFirst’s experience, nimbleness and hands-on account management practices, along with an entire support team of personnel in IT, Marketing, Operations, Claims and Finance, make us the perfect fit as your pet insurance benefit partner!

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Why Offer Employees Pet Insurance?

Recruit, attract, and retain

70% of employees own a pet and pet insurance benefits in the workplace are becoming a competitive advantage for companies.

Save your employees money

Veterinary costs continue to increase with new technology and advanced treatment, and pet owners spend more than $15 billion annually on vet care.

Promote a positive, healthy culture

Protecting your employees' best friends at home helps create a healthy company culture built on compassion and understanding.
Partner Stories

My pup Sherbert got Parvo Virus within the first week of adopting her. Luckily the humane society provided a 30 day trial of PetFirst.. I extended it and... it’s the best thing I have ever done. Read More

Bryanna | Pet Parent to Sherbert and Porkchop

She slipped out of my arms. I wanted to die. I rushed her to the vet and x-rays revealed a broken leg. What followed was a nightmare... Read More

Elise Popowitz | PetFirst policyholder and proud pet parent of Bug

I had heard from numerous pet owners that their pet insurance didn't cover any claims that they had made, so I had never considered getting it until my new neighbors told me about PetFirst and how it had almost completely covered their dog's injury bills. Read More

Dana Heimbach | PetFirst policyholder and proud pet parent of Clinker

The cost would have been overwhelming to us if not for our PetFirst Pet Insurance. It was so easy to submit the claim, the customer service representatives were very kind and helpful. Read More

Peggy Adams | CEO of the Peggy Adams Animal Rescue League

Frequently Asked Questions

Does PetFirst cover alternative medicine/therapies?

Yes! If the treatment you choose is offered by a licensed veterinarian, alternative medicines/therapies are covered by your plan.

Is my coverage reduced for going to a specialist or emergency vet?

No. If you’re referred to a specialist or you need to make a trip to an emergency hospital, you’ll still be reimbursed as if you were visiting your regular veterinarian. We’ll cover any specialist fee or emergency fee as part of the exam fee, so don’t hesitate to take your dog or cat to the right care provider for the job.

How is reimbursement calculated?

We calculate your reimbursement based on your veterinary bill. Once we receive all the paperwork, we’ll determine the total of the covered treatments and subtract your per-incident deductible, if applicable. This number is multiplied by your reimbursement rate.

For example, if your pet received $1,200 of covered treatments and you had a $100 incident deductible with a 90% reimbursement amount, you’ll receive a check for $990 from us.
(Vet Bill – Deductible) x Reimbursement Rate = Amount Reimbursed
($1,200 – $100) x 90% = $990

For claims related to a previous injury or illness, you’ll have to meet the per-incident deductible. The per-incident deductible applies to related illnesses and injuries regardless of when they occur, provided you haven’t had lapses in coverage and the problem isn’t a pre-existing one. Either way, this formula for reimbursement and our “no lifetime payout limit” policy helps you get more back over the lifespan of your pet.

How does the online-only discount work?

The $10 off discount only applies to purchases made on our website and is not available through our call-center.

Here’s how it works:
If the monthly cost of your plan does not exceed $13.95, the first month’s cost will be $3.95 + applicable tax. For monthly cost more than $13.95, the full $10 discount will be given. If you pay annually, the full discount is given regardless of monthly cost. This discount can be combined with some special partner or employee benefits discounts.

Will a condition ever be considered pre-existing due to policy renewals?

Any approved claim related to a chronic condition will be covered under your policy for the lifetime of your pet, assuming you don’t allow your coverage to lapse. Under one of these plans, a condition would only be considered pre-existing if it was present before you enrolled in a PetFirst policy or if the condition manifested during the waiting period.

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Is your organization interested in partnering with PetFirst Pet Insurance? Are you already a partner and need to reorder brochures or marketing materials? Fill out the form below and we'll get right back to you!

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