Do you cover cruciate surgeries? | PetFirst

Do you cover cruciate surgeries?

by PetFirst Pet Insurance
2 years ago

With PetFirst, cruciate issues are covered for the life of your pet after a 12-month waiting period for our pet insurance plans. We’ll help alleviate your pet’s pain by covering costs for bi-lateral cruciate and recurring cruciate injuries for your pet’s entire life, provided there aren’t any lapses in coverage.

If your pet had a cruciate injury during one policy year, then another in a subsequent policy year and the injury in question is unrelated or secondary to the previous injury, it’s covered, granted it was not pre-existing. If the condition is pre-existing or manifests within the 12-month wait period, it will not be covered. The condition will not be covered if it is a result of a pre-existing leg/cruciate injury on the leg in question or the opposite leg. If your pet has a cruciate injury that is pre-existing but injures another leg after the 12-month waiting period, it will not be covered.

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