Did you know? PetFirst has the shortest wait periods for accident & illness coverage. We make getting the best pet insurance plan easy. Enroll online & save money!

PetFirst Pet Insurance vs. Embrace

Many pet health insurance plans look similar from a far, but PetFirst breaks down the nuances so you can see which pet insurance provider can give you and your dog or cat the best medical coverage.

Get a quote for affordable pet health coverage from PetFirst!


  PetFirst Pet Insurance    Embrace Pet Insurance  
  Covers All Breeds & Ages Check No
  No Initial Exam Required Check No
  Shortest Waiting Periods for Industry Check No
  No Cancellation Fee Check Check
  No Time Restrictions on Starting Treatment Check Check
  No Annual Care Requirements to Keep Coverage Check Check
  No Sign Up Fee Check Check
  Benefits & Limits
  No Schedule of Benefits Check Check
  No Lifetime Limit Check Check
  No Per-Incident Limit Check Check
  No Diagnostic Test Limit Check Check
  Exam Fee Coverage Check Check
  No Customary Charge Restrictions Check No
  Family Plans Check No
  Healthy Pet Discount Check No
  No Reduced Reimbursement for Emergency Clinics Check Check
  Hereditary (Breed-Specific) Check Check
  Congenital Check Check
  Chronic Check Check
  Hip Dysplasia  (with no additional wait period) Check No
  Cruciates Check Check
  Bi-Lateral Conditions Check No
  Holistic/Alternative Therapy  Check Check
  Periodontal Disease Check No
  Vaccinatable Diseases Check No
  Orthopedic (with no wait period) Check No
  Routine Care Options Check Check
  Dermatological Conditions Check No
  More than One Foreign Body Ingestion Check No
  Injuries caused by Housemates Check No
  Aging Pet Ear & Eye Conditions Check Check
  Experimental & Investigational Treatments Check Check

See how PetFirst stacks up against other pet insurance players. Download our Competitor Checklist Comparison now.