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I have two ten year old terrier mixes that have had PetFirst insurance since they were one year old. No matter how "tight" money was I have always kept their insurance current. A few months ago my dog was sick and had to go to the vet. I would not have been able to pay for this if I did not have insurance. After my copayment I was reimbursed 90 percent. The peace of mind that I have having PetFirst insurance is well worth the monthly payment. For over ten years I have never had a claim denied and I believe that my pets are healthier because of PetFirst. Portrait of Helen L. Helen L. proud pet parent of Buster & PetFirst member since 2008