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Lifetime Plans

Our Lifetime Accident & Illness plan is designed to take care of your dog or cat throughout the ups and downs of their entire lives. Make sure that you can be there for them when your pet's health is less than ideal by removing financial concerns over the costs of care.

We are proud to offer three levels of comprehensive Lifetime coverage with no per-incident limits or lifetime payout limits, with large annual limits that reset each policy year: $5,000; $10,000 and $20,000. Each of our Lifetime policies protect your pets from the costs associated with accidents, illnesses, and injuries, plus covers hereditary, chronic and congenital conditions. You can also choose your deductible and reimbursement rates to make your plan fit your budget.

Choose the coverage that makes the most sense for your pet and your wallet, but know that you can upgrade at any time if want more coverage.
  Lifetime5,000 Lifetime10,000 Lifetime20,000
Accident and Illness Coverage Lifetime5,000- Lifetime10,000- Lifetime20,000-
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Hereditary & Congenital Coverage Lifetime5,000- Lifetime10,000- Lifetime20,000-
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Chronic Condition Coverage Lifetime5,000- Lifetime10,000- Lifetime20,000-
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Cancer Coverage Lifetime5,000- Lifetime10,000- Lifetime20,000-
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Cruciate Ligament & Disc Disease Coverage Lifetime5,000- Lifetime10,000- Lifetime20,000-
12 month wait on cruciate ligament and disc disease
Periodontal Disease Coverage Lifetime5,000- Lifetime10,000- Lifetime20,000-
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Eligible Ages Lifetime5,000- Lifetime10,000- Lifetime20,000-
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Annual Limit Lifetime5,000- Lifetime10,000- Lifetime20,000-
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Reimbursement Options Lifetime5,000- Lifetime10,000- Lifetime20,000-
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Deductible Options Lifetime5,000- Lifetime10,000- Lifetime20,000-
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With a PetFirst health plan, any hereditary, congenital, or chronic condition that manifests after the 14-day illness waiting period will be covered for the rest of your dog or cat's life, providing them with the care they'll need to live a happy, healthy life well into their golden years.

Common chronic conditions like hip dysplasia and severe allergies are among the concerns our plan will help you take care of. Because no incident, regardless of how big or small, has a lifetime coverage cap, you'll be able to care for your dog or cat for years to come.

You're also free to extend your coverage with the riders you want and need-- we offer everything from routine preventative care benefits to coverage for prescription food and breeders.

Learn more about our Lifetime plan and find out which is right for your pet by clicking Get Started today.

Read the Lifetime plan exclusions.

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