Securing a pet insurance policy for your pet is fast and easy with PetFirst. With no vet exam required, your fur-baby can be fully covered for accidents within 24 hours and fully covered for illness within 14 days of activating a new policy. Once coverage is in place you can choose any vet or emergency clinic for your dog or cat's treatment. Since vet expenses can vary significantly between individual providers and regions we don't pre-determine reimbursement rates for specific treatments or incidents. Instead, PetFirst reimbursements are based on your pet's actual vet expenses. A simple claims process makes it easy for pet parents to submit treatment expenses and quickly receive their reimbursement. Flexibility Our customizable plans guarantee that quality pet insurance is available for your pet no matter your budget. Pet parents are able to select the coverage amount, and customize their pet insurance deductible and reimbursement percentage. Every plan provides comprehensive accident and illness coverage for dogs and cats as young as eight weeks old. Our Lifetime plans offer additional coverage* for breed-specific, hereditary, congenital and chronic issues such as, but not limited to, diabetes, allergies and epilepsy. As long as their is no lapse in coverage any such condition your pet develops will covered for the life of your pet. That's our Lifelong Coverage guarantee! Learn more about our Lifetime plans *Pre-existing conditions will not be covered. Find out more about pre-existing conditions Customer Care Taking care of your pet is your job, taking care of you is ours. One of the ways we do that is by making sure we process your claims and reimbursements as quickly as possible. Once we receive your necessary documentation for vet expenses we'll send your reimbursement check.